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Earn 4.00% APY with Free 24/7 Instant Withdrawals | Wealthfront Cash
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<h1 class="copy-h1 text-[46px] xl:text-[80px] leading-[100%] xl:leading-[85%]" data-testid="hero-header">
Earn
4.00%
APY
<br class="md:hidden lg:block"/>
on your cash
<br/>
<span class="copy-h2-alt text-[44px] xl:text-[76px] italic text-[#9A91FF]">
right until you need it.
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Earn an industry-leading APY from program banks with free 24/7 instant withdrawals.
<button aria-label="open instant withdrawal information dialog" class="mb-1 align-middle" type="button">
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</button>
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</svg>
</div>
<div class="copy-body">
Zero account fees
</div>
</div>
<div class="flex space-x-4 font-semibold leading-none">
<div class="flex-shrink-0">
<svg class="inline-block h-[1.2em] align-[-0.25em]" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M20.5 7.5a1 1 0 00-1-1h-15a1 1 0 00-1 1v7a1 1 0 001 1h15a1 1 0 001-1v-7zM3 5h18a1 1 0 011 1v10a1 1 0 01-1 1H3a1 1 0 01-1-1V6a1 1 0 011-1zm17 14a.75.75 0 01-.75.75H4.75a.75.75 0 110-1.5h14.5A.75.75 0 0120 19zM12 12.5a1.5 1.5 0 100-3 1.5 1.5 0 000 3zm0 1.5a3 3 0 110-6 3 3 0 010 6zm-5-3.25a.75.75 0 11-1.5 0 .75.75 0 011.5 0zm11.5 0a.75.75 0 11-1.5 0 .75.75 0 011.5 0z">
</path>
</svg>
</div>
<div class="copy-body">
No minimum or maximum balance to earn
4.00%
APY
</div>
</div>
<div class="flex space-x-4 font-semibold leading-none">
<div class="flex-shrink-0">
<svg class="inline-block h-[1.2em] align-[-0.25em]" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
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</path>
</svg>
</div>
<div class="copy-body">
Up to $
8
M in FDIC insurance
</div>
</div>
</div>
</div>
</div>
<div class="flex flex-row md:items-center lg:space-x-8">
<a class="z-10 relative button_button__HOmVR relative items-center justify-center rounded-md transition-all font-medium 2xl:px-6 2xl:py-3.5 px-5 py-3 copy-body button_primaryButton__FEBF9 bg-white text-eggplant overflow-hidden inline-flex whitespace-nowrap text-eggplant !bg-[#FFB48A]" href="/start/account-type?intent=cash">
Start earning with $1
</a>
</div>
</div>
</div>
<div class="absolute w-[175px] -bottom-14 right-10 2xl:right-48 hidden md:block">
<div>
</div>
</div>
</div>
</div>
<div class="w-full" data-testid="cash-accolates-bar-module">
<div class="text-sm opacity-60 hidden md:grid px-5 lg:px-20 py-8 max-w-[1240px] mx-auto text-eggplant grid auto-cols-auto grid-flow-col grid-rows-[auto,auto] items-center gap-x-6 gap-y-2 2xl:gap-x-10" data-testid="cash-accolades">
<img alt="Bankrate logo" class="mt-1" height="16" loading="lazy" src="assets/next/contenthash/next/svg/optimized/bankrate.contenthash.e505808bc1891ea6058f808e15255eb61b48eb28.svg" width="102"/>
<div class="flex flex-col self-start">
<span class="md:whitespace-nowrap">
Best Cash Management Account, 2023-24
<sup>
3
</sup>
</span>
</div>
<div class="text-h2-mobile font-semibold" data-testid="accolades-num-clients-cash-accolades">
1M+
</div>
<span class="self-start" data-testid="accolades-subtitle">
Trusted clients
<sup>
1
</sup>
</span>
<div class="text-h2-mobile font-semibold" data-testid="accolades-aum-in-billions-cash-accolades">
$
85
B+
</div>
<span class="self-start" data-testid="accolades-subtitle">
In total assets
<sup>
1
</sup>
</span>
<div class="text-h2-mobile font-semibold">
<div class="inline-flex items-baseline space-x-2">
<span>
4.8
</span>
<svg class="h-[22px] w-[22px]" fill="#230B59" viewbox="0 0 21 21" xmlns="http://www.w3.org/2000/svg">
<path d="M9.94 1.342c.239-.737 1.282-.737 1.521 0l1.866 5.742a.8.8 0 0 0 .76.553h6.04c.774 0 1.097.992.47 1.448l-4.886 3.549a.8.8 0 0 0-.29.894l1.866 5.743c.24.737-.604 1.35-1.231.895l-4.886-3.55a.8.8 0 0 0-.94 0l-4.885 3.55c-.627.455-1.47-.158-1.231-.895l1.866-5.743a.8.8 0 0 0-.29-.894L.803 9.084c-.627-.455-.305-1.447.47-1.447h6.039a.8.8 0 0 0 .76-.552L9.94 1.341z" fill="#230B59">
</path>
</svg>
</div>
</div>
<span class="self-start" data-testid="accolades-subtitle">
Apple App
<span class="md:whitespace-nowrap">
Store
<sup>
2
</sup>
</span>
</span>
<div class="text-h2-mobile font-semibold">
<div class="inline-flex items-baseline space-x-2">
<span>
4.9
</span>
<svg class="h-[22px] w-[22px]" fill="#230B59" viewbox="0 0 21 21" xmlns="http://www.w3.org/2000/svg">
<path d="M9.94 1.342c.239-.737 1.282-.737 1.521 0l1.866 5.742a.8.8 0 0 0 .76.553h6.04c.774 0 1.097.992.47 1.448l-4.886 3.549a.8.8 0 0 0-.29.894l1.866 5.743c.24.737-.604 1.35-1.231.895l-4.886-3.55a.8.8 0 0 0-.94 0l-4.885 3.55c-.627.455-1.47-.158-1.231-.895l1.866-5.743a.8.8 0 0 0-.29-.894L.803 9.084c-.627-.455-.305-1.447.47-1.447h6.039a.8.8 0 0 0 .76-.552L9.94 1.341z" fill="#230B59">
</path>
</svg>
</div>
</div>
<span class="self-start" data-testid="accolades-subtitle">
Google Play
<span class="md:whitespace-nowrap">
Store
<sup>
2
</sup>
</span>
</span>
</div>
<div class="text-sm opacity-60 px-5 py-6 md:hidden text-eggplant grid auto-cols-auto grid-flow-col grid-rows-[auto,auto] items-center gap-x-6 gap-y-2 2xl:gap-x-10" data-testid="cash-accolades-small">
<img alt="Bankrate logo" class="mt-1" height="16" loading="lazy" src="assets/next/contenthash/next/svg/optimized/bankrate.contenthash.e505808bc1891ea6058f808e15255eb61b48eb28.svg" width="102"/>
<div class="flex flex-col self-start">
<span class="md:whitespace-nowrap">
Best Cash Management Account, 2023-24
<sup>
3
</sup>
</span>
</div>
<div class="text-h2-mobile font-semibold" data-testid="accolades-num-clients-cash-accolades-small">
1M+
</div>
<span class="self-start" data-testid="accolades-subtitle">
Trusted clients
<sup>
1
</sup>
</span>
<div class="text-h2-mobile font-semibold" data-testid="accolades-aum-in-billions-cash-accolades-small">
$
85
B+
</div>
<span class="self-start" data-testid="accolades-subtitle">
In total assets
<sup>
1
</sup>
</span>
</div>
</div>
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16 text-eggplant py-8 lg:py-0" data-testid="marketing-section">
<div class="max-w-auto lg:max-w-[870px] xl:max-w-full xl:w-[1090px] relative mx-auto" data-testid="better-savings-module">
<div class="lg:flex lg:justify-between lg:items-center my-2 lg:my-8">
<div class="mt-5 lg:mt-0 max-w-[470px] lg:w-[442px] lg:mr-0 lg:ml-14 mx-auto" data-testid="cash-apy-tower-comparison">
<svg data-testid="cash-apy-comparison-chart" fill="none" viewbox="0 0 450 400" width="100%" xmlns="http://www.w3.org/2000/svg">
<path d="M.513 304c0-122.055 98.945-221 221-221s221 98.945 221 221v90h-442v-90Z" fill="url(#39e644589cf01236bcced24a8c561744)">
</path>
<path d="M213.746 399.657H341.43V762.28H213.746z" fill="url(#dac42997e3e2f574292ffb66de93eeb9)" transform="rotate(-180 213.746 399.657)">
</path>
<text fill="#4840BB" font-family="Calibre" font-size="53.26" font-weight="bold" letter-spacing="-.04em" style="white-space:pre" xml:space="preserve">
<tspan x="93.722" y="33.602">
4.00
</tspan>
</text>
<text fill="#4840BB" font-family="Calibre" font-size="13.46" font-weight="bold" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="180.53" y="34.357">
APY
</tspan>
</text>
<text fill="#4840BB" font-family="Calibre" font-size="37.036" font-weight="900" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="180.301" y="23.641">
%
</tspan>
</text>
<path clip-rule="evenodd" d="M167.33 185.414a9.7 9.7 0 0 1 .825.058c.628.075.533.616.391 1.424-3.51 20.07-5.064 41.694 7.306 52.032.13.115.31.355.25.445-.06.089-.424.041-.574.032-6.089-.363-30.647-9.725-29.604-49.902.016-.644.106-.938 1.1-1.216 3.324-.93 13.833-2.735 19.141-2.873h1.165Zm-39.244 20.235c.579-.393 7.15-3.497 13.191-5.568 1.21-.37 1.202.83 1.26 1.146 5.644 30.838 19.439 34.718 23.319 37.768.521.332-.147.456-.809.425-27.892.085-36.291-24.513-37.835-32.578-.142-.743.294-.802.874-1.193Zm-8.924 19.561c1.43-1.677 5.59-5.043 7.321-6.144.525-.334.905.437 1.37 1.486 1.87 3.846 4.657 7.892 7.398 10.555 5.477 5.323 11.467 7.355 11.772 7.593.467.365.463.655-.433.687-18.951.675-26.697-7.923-27.99-12.903-.14-.538-.017-.595.562-1.274Z" fill="#E8EBFD" fill-rule="evenodd">
</path>
<text fill="#3B2B7D" font-family="Calibre" font-size="102.819" font-weight="bold" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="248.859" y="261.489">
10x
</tspan>
</text>
<text fill="#3B2B7D" font-family="Calibre" font-size="19.966" letter-spacing="-.03em" style="white-space:pre" xml:space="preserve">
<tspan x="260.986" y="287.289">
more than the
</tspan>
<tspan x="260.986" y="305.289">
average savings
</tspan>
<tspan x="260.986" y="323.289">
account.⁴
</tspan>
</text>
<text fill="#3B2B7D" font-family="Calibre" font-size="20.564" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="262.265" y="189.079">
Earn
nearly
</tspan>
</text>
<text fill="#B5B2C9" font-family="Calibre" font-size="24.288" font-weight="600" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="267.373" y="378.547">
0.41
</tspan>
<tspan x="319.351" y="378.547">
APY
</tspan>
</text>
<text fill="#B5B2C9" font-family="Calibre" font-size="17.237" font-weight="600" letter-spacing="-.02em" style="white-space:pre" xml:space="preserve">
<tspan x="308.148" y="378.547">
%
</tspan>
</text>
<path d="M252.051 381.781h127.684v17.876H252.051z" fill="#B5B2C9">
</path>
<path d="m.513 398.891 224.724-.511 224.725.511v.255l-224.725.511-224.724-.511v-.255Z" fill="#366560">
</path>
<defs>
<lineargradient gradientunits="userSpaceOnUse" id="39e644589cf01236bcced24a8c561744" x1="221.513" x2="221.513" y1="83" y2="394">
<stop stop-color="#E8EBFD">
</stop>
<stop offset="1" stop-color="#F4F6FF">
</stop>
</lineargradient>
<lineargradient gradientunits="userSpaceOnUse" id="dac42997e3e2f574292ffb66de93eeb9" x1="277.588" x2="277.588" y1="399.657" y2="762.28">
<stop stop-color="#230B59">
</stop>
<stop offset="1" stop-color="#4840BB">
</stop>
</lineargradient>
</defs>
</svg>
</div>
<div class="max-w-[594px] lg:max-w-[450px] xl:max-w-[513px] mx-auto lg:mx-0 order-first text-center lg:text-left pt-8">
<h2 class="my-5 lg:my-7 text-plum">
<span class="copy-h2 text-[36px] xl:text-[63px] sm:text-[53px]">
Savings? Checking?
</span>
<span class="copy-h2-alt text-[36px] xl:text-[63px] sm:text-[53px] italic sm:block">
Better.
</span>
</h2>
<p class="my-5 lg:max-w-[482px] text-[18px] leading-[22px] text-eggplant" data-testid="better-savings-module-description">
Who says you should have to choose one or the other? Wealthfront isn’t a bank, but we work with program banks to get you an industry-leading Annual Percentage Yield (APY), the security of FDIC insurance, and a full array of fee-free, no-strings-attached checking features — all wrapped up into one label-defying package we call a Cash Account.
</p>
</div>
</div>
</div>
</div>
<div class="bg-light-grey text-eggplant overflow-hidden" data-testid="account-features-module">
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16 my-6 md:my-8 xl:px-6" data-testid="marketing-section">
<div class="flex flex-col gap-14 mx-auto items-center">
<div class="space-y-large">
<div class="block">
<p class="text-center lg:text-left text-[16px] leading-xxsmall font-tk-semibold tracking-wider uppercase text-pansy" data-testid="marketing-text">
Checking features
</p>
</div>
<div class="block">
<div class="flex flex-col lg:flex-row gap-6">
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
ATM fee reimbursement
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
We’ll reimburse 2 fees per month at out-of-network ATMs in the U.S. (up to $7.50 each). You can also access 19,000+
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.wealthfront.com/find-atm">
free ATMs nationwide.
</a>
</p>
</div>
</div>
<img alt="image of two debit cards" height="305" loading="eager" src="assets/next/contenthash/next/cash/debit-cards-mobile.contenthash.b83b34fab17cf3e63d3b52b6025bda9042834f82.png" srcset="assets/next/contenthash/next/cash/debit-cards-mobile.contenthash.b83b34fab17cf3e63d3b52b6025bda9042834f82.png 1x, assets/next/contenthash/next/cash/debit-cards-mobile@2x.contenthash.4ad7421c91e6536a2b7dd9d27332beeb37174c50.png 2x" width="288"/>
</div>
</div>
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
Free wire transfers
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
Transfer funds for free to title and escrow companies and accounts you own at other institutions.
</p>
</div>
</div>
<img alt="image of wire transfer setup" class="w-[240px] xl:w-full my-auto" height="248" loading="eager" src="assets/next/contenthash/next/cash/wire-transfers.contenthash.17c0eee08a2df1bfbf4a9886b48b78d81540026d.png" srcset="assets/next/contenthash/next/cash/wire-transfers.contenthash.17c0eee08a2df1bfbf4a9886b48b78d81540026d.png 1x, assets/next/contenthash/next/cash/wire-transfers@2x.contenthash.e95e66042708649542b8fb5acb9a3999a9ac150f.png 2x" width="291"/>
</div>
</div>
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
Pay bills, send and deposit checks
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
Move money and pay bills with account and routing numbers, plus send free checks and make deposits with our mobile app.
</p>
</div>
</div>
<img alt="image of bill categories" class="xl:w-[291px] w-[260px]" height="235" loading="eager" src="assets/next/contenthash/next/cash/bills.contenthash.98b93484a1b4de29414d6ed4ae4b3b7ecb939985.png" srcset="assets/next/contenthash/next/cash/bills.contenthash.98b93484a1b4de29414d6ed4ae4b3b7ecb939985.png 1x, assets/next/contenthash/next/cash/bills@2x.contenthash.2803491c42d766cf9bd3851efd519e0d459c09cf.png 2x" width="291"/>
</div>
</div>
</div>
</div>
</div>
<div class="space-y-large">
<div class="block">
<p class="text-center lg:text-left text-[16px] leading-xxsmall font-tk-semibold tracking-wider uppercase text-pansy" data-testid="marketing-text">
Saving features
</p>
</div>
<div class="block">
<div class="flex flex-col lg:flex-row gap-6">
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
Transfer to invest in minutes
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
Move cash to a Wealthfront investing account in minutes, and get your long-term money working even harder, ASAP.
</p>
</div>
</div>
<img alt="image of phone with investment portfolio" class="xl:min-w-[340px] -mr-8" height="274" loading="eager" src="assets/next/contenthash/next/cash/investment_transfers.contenthash.91d4e6f48bdb62019ae02bb8159dfda619f01174.png" srcset="assets/next/contenthash/next/cash/investment_transfers.contenthash.91d4e6f48bdb62019ae02bb8159dfda619f01174.png 1x, assets/next/contenthash/next/cash/investment_transfers@2x.contenthash.448574b34a6a33c0fa9b5fdeb6393d843385bd09.png 2x" width="291"/>
</div>
</div>
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
Automated savings and transfers
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
Create your own automated plans and set recurring transfers to move money to your savings goals and investments with Wealthfront.
</p>
</div>
</div>
<img alt="image of recurring transfers" class="pb-3 xl:pb-8 w-[240px] xl:w-full" height="230" loading="eager" src="assets/next/contenthash/next/cash/automated_savings.contenthash.2cb124a584f5aa42fde90979487bfd3c1775887a.png" srcset="assets/next/contenthash/next/cash/automated_savings.contenthash.2cb124a584f5aa42fde90979487bfd3c1775887a.png 1x, assets/next/contenthash/next/cash/automated_savings@2x.contenthash.7b355a59105436d171762e49d9fee3db5f235f6c.png 2x" width="291"/>
</div>
</div>
<div class="w-[325px] lg:w-[275px] xl:w-[353px] h-[420px] lg:h-[400px] xl:h-[500px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] overflow-hidden">
<div class="xl:pt-9 xl:px-9 pt-6 px-6 flex flex-col justify-between h-full items-center">
<div class="space-y-medium">
<div class="block">
<h3 class="font-sans leading-none font-semibold text-[32px] lg:text-[24px] xl:text-[32px]">
Cash Categories
</h3>
</div>
<div class="block">
<p class="text-[18px] leading-[22px] text-eggplant" data-testid="marketing-text">
Easily bucket your money to stay organized and set customizable saving goals.
</p>
</div>
</div>
<picture>
<source srcset="/next/contenthash/next/cash/rainy-day-fund.contenthash.983a4980abce8471f1e9790603df3c6fb399ffe1.webp 1x, /next/contenthash/next/cash/rainy-day-fund@2x.contenthash.a2ed136ccfab59843fc77be4e3cf40b0d74e693c.webp 2x" type="image/webp"/>
<img alt="image of rainy day fund category" class="w-[220px] xl:w-full pb-10 lg:pb-7 xl:pb-10" height="290" loading="eager" src="assets/next/contenthash/next/cash/rainy-day-fund.contenthash.d13ab0047ad560ac49fbfd95fae1da445ddbae9c.png" width="291"/>
</picture>
</div>
</div>
</div>
</div>
</div>
<div class="flex flex-col mx-auto items-center gap-8">
<p class="text-center copy-h2-alt text-[40px]">
Ready to get your money earning?
</p>
<a class="z-10 relative button_button__HOmVR relative items-center justify-center rounded-md transition-all font-medium 2xl:px-6 2xl:py-3.5 px-5 py-3 copy-body button_primaryButton__FEBF9 bg-blurple text-white overflow-hidden inline-flex whitespace-nowrap" href="/start/account-type?intent=cash">
Open an account
</a>
</div>
</div>
</div>
</div>
<div class="bg-light-grey" data-testid="earn-interest-module">
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16 mt-8 lg:mt-20 mb-[45px] lg:mb-20 md:mb-10" data-testid="marketing-section">
<div class="grid lg:grid-cols-2 items-center h-[780px] md:h-[900px] lg:h-auto md:gap-14 lg:gap-16 w-auto lg:w-[870px] xl:w-[1100px] mx-auto">
<div class="lg:order-first order-last">
<div class="max-w-[510px] mx-auto relative">
<div>
</div>
<img alt="image of gold coins" class="absolute bottom-0 right-0 translate-x-1/4 translate-y-10" height="103" loading="eager" src="assets/next/contenthash/next/cash/coins.contenthash.c12af7d496f47053b1ca3288333f92a14c1fcb14.png" srcset="assets/next/contenthash/next/cash/coins.contenthash.c12af7d496f47053b1ca3288333f92a14c1fcb14.png 1x" width="205"/>
</div>
</div>
<div class="">
<div class="space-y-4">
<header class="text-plum mb-7 md:mb-4 text-center lg:text-left">
<h2 class="copy-h2 md:text-[53px] lg:text-[64px] text-[36px] leading-[85%]">
Earn interest
<span class="copy-h2-alt md:text-[53px] lg:text-[64px] text-[36px] italic">
on every penny
</span>
of your paycheck.
</h2>
</header>
</div>
<div class="space-y-4">
<div data-testid="earn-interest-text">
<p class="text-[18px] leading-[22px] text-[#230B59] text-center lg:text-left" data-testid="marketing-text">
Enroll in direct deposit to get paid up to 2 days early. That’s not just money you can spend sooner — it’s money that can start earning
4.00%
APY quicker. So quick, in fact, that it’s worth doing some quick math: If you’re paid biweekly, that’s up to 52 days of extra earning per year, or a
<b>
14% boost on interest you could earn
</b>
from your paycheck. (As if you needed another reason to look forward to payday.)
</p>
</div>
</div>
<div class="flex flex-row md:items-center lg:space-x-8">
</div>
</div>
</div>
</div>
</div>
<div class="bg-light-grey relative min-h-[505px] sm:min-h-[405px] md:min-h-[410px] lg:min-h-[550px] pt-[44px] lg:pt-20 md:pt-10" data-testid="interest-calculator-module" id="interest-calculator">
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16" data-testid="marketing-section">
<div class="flex flex-col gap-14 mx-auto items-center text-center w-full">
<div class="flex flex-col gap-y-medium items-center">
<div class="text-center text-plum">
<h2 class="copy-h2 md:text-[53px] lg:text-[64px] text-[36px]">
Don’t just grow your savings.
</h2>
<h2 class="copy-h2-alt italic text-[30px] md:text-[50px] lg:text-[60px]">
Grow your spendings, too.
</h2>
</div>
<p class="max-w-[650px] lg:max-w-[700px] text-[18px] leading-[22px] text-eggplant" data-testid="interest-calculator-text">
Why pay for expenses out of a low-APY account if you don’t absolutely have to? With multiple ways to cover everything from credit card bills to aikido classes, you’ll keep earning
4.00%
APY until your money’s out the door — without even breaking a sweat.
</p>
</div>
<div class="absolute bottom-[-160px] sm:bottom-[-125px] lg:bottom-[-165px] bg-white rounded-xl shadow-[6px_8px_0.6px_0_rgba(0,0,0,0.15)] w-auto lg:w-[870px] xl:w-[1100px] h-[327px] sm:h-[250px] lg:h-[339px] mx-4">
<div class="flex flex-col items-center justify-between h-full w-full px-6 lg:px-10 pt-6 lg:pt-12 pb-4 lg:pb-5">
<p class="tracking-wider uppercase text-[16px] lg:text-[24px] leading-snug md:leading-none">
Money for monthly expenses:
<b class="font-bold">
$7,500
</b>
</p>
<div class="h-1.5 w-full rounded-full bg-gradient-to-r from-ambient-orange to-lavender bg-gradient-to-r from-ambient-orange to-lavender2">
<div aria-label="Drag to show earned monthly interest" aria-valuemax="15000" aria-valuemin="1500" aria-valuenow="7500" class="h-6 w-6 rounded-full border-[1px] border-eggplant border-opacity-20 bg-white shadow-lg" draggable="false" role="slider" style="position:absolute;z-index:0;cursor:grab;user-select:none;touch-action:none;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none" tabindex="0">
</div>
</div>
<p class="font-bold text-[24px] lg:text-[36px] leading-normal sm:leading-tight xl:whitespace-nowrap" data-testid="interest-calculator-extra-monthly-interest">
You could earn an extra
<span class="block md:inline lg:block lg:max-w-[225px] xl:inline mx-auto max-w-[180px] bg-[#D9EDCA] px-2 lg:px-3 rounded-2xl text-[#288067] font-semibold text-[48px] lg:text-[60px] align-middle">
+
$24.55
</span>
<span class="whitespace-nowrap">
in monthly interest.
</span>
</p>
<div data-testid="interest-calculator-disclaimer">
<p class="text-[12px] lg:text-[14px] text-[14px] leading-xsmall font-tk-normal text-content-secondary" data-testid="marketing-text">
Calculation is an estimate and assumes
4.00%
APY for 30 days and no withdrawals. Actual interest payments and APY can vary.
<a class="z-10 relative underline whitespace-nowrap" href="https://support.wealthfront.com/hc/en-us/articles/360043680212-Interest-rate-for-Cash-Accounts">
Learn more
</a>
</p>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="pt-[240px] lg:pt-[300px] bg-gradient-to-b from-ambient-peach to-lavender" data-testid="testimonials-module">
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16" data-testid="marketing-section">
<div class="flex flex-col items-center gap-14 lg:gap-20 pt-10 sm:pt-14 pb-6">
<div class="grid lg:grid-cols-2 max-w-[870px] xl:max-w-[1100px] mx-auto justify-items-center lg:justify-items-start gap-y-6 sm:gap-y-12 min-h-[490px] xl:min-h-[405px]">
<div class="flex flex-col text-plum gap-8 md:gap-10 order-last lg:order-first justify-between">
<div style="opacity:1">
<div class="space-y-xlarge">
<div class="block">
<p class="copy-h2-alt leading-[120%] md:leading-none text-[23px] md:text-[40px]">
“The Wealthfront Cash Account is my main source of money coming in and going out. I just like
<span class="copy-h2 text-[24px] md:text-[42px]">
the convenience of having everything in one place
</span>
versus a whole bunch of services that I need to manage.”
</p>
</div>
<div class="block">
<p class="text-[10px] md:text-[16px] text-[16px] leading-xxsmall font-tk-semibold tracking-wider uppercase text-eggplant" data-testid="marketing-text">
Sid V. | Client since 2015
</p>
</div>
</div>
</div>
<div class="flex flex-row gap-3 mx-auto md:mx-0">
<button aria-label="Previous testimonial" class="bg-lavender2 text-blurple rounded-full w-[32px] h-[32px]" data-testid="button-left" data-toolkit-component="UnstyledButton" type="button">
<svg class="inline-block h-[1.2em] align-[-0.25em]" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M14.03 6.47a.75.75 0 010 1.06l-3.762 3.763a1 1 0 000 1.414l3.763 3.763a.75.75 0 01-1.061 1.06l-5-5a.75.75 0 010-1.06l5-5a.749.749 0 011.06 0z">
</path>
</svg>
</button>
<button aria-label="Next testimonial" class="bg-lavender2 text-blurple rounded-full w-[32px] h-[32px]" data-testid="button-right" data-toolkit-component="UnstyledButton" type="button">
<svg class="inline-block h-[1.2em] align-[-0.25em]" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M9.97 6.47a.75.75 0 000 1.06l3.762 3.763a1 1 0 010 1.414L9.97 16.47a.75.75 0 001.061 1.06l5-5a.749.749 0 000-1.06l-5-5a.75.75 0 00-1.061 0z">
</path>
</svg>
</button>
</div>
</div>
<div class="lg:justify-self-end">
<div>
<picture>
<source srcset="/next/contenthash/next/cash/testimonial-client-1-640w.contenthash.17a0e2a218c215d674fd7e7fc59e160414558a3f.webp 640w, /next/contenthash/next/cash/testimonial-client-1-750w.contenthash.4453c7fbb4261df5f2c107e334504dff3f1e903c.webp 750w, /next/contenthash/next/cash/testimonial-client-1-828w.contenthash.9847db0b6febe000256ac19092002bc69c0d058e.webp 828w, /next/contenthash/next/cash/testimonial-client-1-1080w.contenthash.56c462e4e20d94349d3713bd4d04ac3970432d4d.webp 1080w, /next/contenthash/next/cash/testimonial-client-1-1200w.contenthash.02081e4e4b6554b3da87fd5817d1b950ca1dee0d.webp 1200w, /next/contenthash/next/cash/testimonial-client-1-1920w.contenthash.306048e29f536335afc5e39d3719ec7686b4ca99.webp 1920w" type="image/webp"/>
<img alt="Image of a Wealthfront client" height="435" loading="eager" src="assets/next/contenthash/next/cash/testimonial-client-1.contenthash.9cf1661f24d0d4d9519cfe5cf62aefd9234b4915.png" width="435"/>
</picture>
</div>
</div>
</div>
<a class="z-10 relative button_button__HOmVR relative items-center justify-center rounded-md transition-all font-medium 2xl:px-6 2xl:py-3.5 px-5 py-3 copy-body button_primaryButton__FEBF9 bg-blurple text-white overflow-hidden inline-flex whitespace-nowrap" href="/start/account-type?intent=cash">
Get started
</a>
<p class="text-[14px] leading-xsmall font-tk-normal text-content-disabled" data-testid="marketing-text">
The testimonials above are by clients of Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Rate is subject to change.
</p>
</div>
</div>
</div>
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16 bg-light-grey pt-8 lg:pt-32 pb-20 lg:pb-32 px-7" data-testid="joint-cash-account-module" id="joint-account">
<div class="flex flex-col lg:flex-row justify-center lg:items-center gap-8 lg:gap-24 xl:gap-40">
<div class="relative">
<picture data-testid="family-image">
<source srcset="/next/contenthash/next/optimized/joint-cash-account-family.contenthash.11a26e41fe55cc776da92be30748cc70716992b8.webp 1x, /next/contenthash/next/optimized/joint-cash-account-family@2x.contenthash.7e6b3c95d9400b06cefae06fe3d459241c4b3f65.webp 2x" type="image/png"/>
<img alt="Parents and toddler smiling while looking at a laptop at home" height="565" loading="lazy" src="assets/next/contenthash/next/optimized/joint-cash-account-family.contenthash.bca51046f45670248ebfd2f7a06a0ccd6090ea72.png" width="716"/>
</picture>
<div class="flex flex-col justify-evenly absolute top-0 h-full right-[-12px] lg:right-[-54px]">
<picture data-testid="account-value-image">
<source srcset="/next/contenthash/next/optimized/joint-cash-account-net-worth.contenthash.9ff52635b542bb3d282e61b3c8cd0b2300d638c9.webp 1x, /next/contenthash/next/optimized/joint-cash-account-net-worth@2x.contenthash.0a4dc824606645e76b9b1c30661213ed57bdc0dc.webp 2x" type="image/png"/>
<img alt="Joint account combined net worth value" class="w-[135px] md:w-[225px] xl:w-[285px]" height="168" loading="lazy" src="assets/next/contenthash/next/optimized/joint-cash-account-net-worth.contenthash.25c78056f2aff4d08af059add0874d38447ee88c.png" width="285"/>
</picture>
<picture data-testid="account-list-image">
<source srcset="/next/contenthash/next/optimized/joint-cash-linked-account-list.contenthash.497f48bff69e3dd901792537e882ab04bab00b5e.webp 1x, /next/contenthash/next/optimized/joint-cash-linked-account-list@2x.contenthash.843ae77f7023425ce8568ad11b87ab13c1f2954e.webp 2x" type="image/png"/>
<img alt="List of connected joint accounts" class="w-[135px] md:w-[225px] xl:w-[285px]" height="168" loading="lazy" src="assets/next/contenthash/next/optimized/joint-cash-linked-account-list.contenthash.10e3a3e6b8445df75eefd16d4478668752afd4eb.png" width="285"/>
</picture>
</div>
</div>
<div class="max-w-[360px]">
<div class="space-y-large lg:space-y-xlarge">
<div class="space-y-4">
<header class="w-full text-plum">
<h2 class="">
<span class="font-sans font-bold text-[32px] leading-[90%] tracking-[-0.03em] xl:leading[80%] xl:text-[48px]" data-testid="joint-cash-module-headline">
Earn
4.00%
APY as
<br/>
a couple with a
</span>
<br/>
<span class="font-serif font-extralight text-[30px] leading-[105%] tracking-[-0.05em] xl:text-[46px] italic">
Joint Cash Account.
</span>
</h2>
</header>
</div>
<div class="space-y-4">
<ul class="text-eggplant flex flex-col gap-large lg:gap-xlarge">
<li>
<div class="flex space-x-4">
<div class="flex-shrink-0">
<svg class="inline-block h-large" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M18.53 7.47a.75.75 0 010 1.06l-8 8a.75.75 0 01-1.06 0l-4-4a.75.75 0 011.06-1.06l2.763 2.762a1 1 0 001.414 0L17.47 7.47a.75.75 0 011.061 0h-.001z">
</path>
</svg>
</div>
<div class="copy-body">
Track your combined net worth by linking external accounts
</div>
</div>
</li>
<li>
<div class="flex space-x-4">
<div class="flex-shrink-0">
<svg class="inline-block h-large" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M18.53 7.47a.75.75 0 010 1.06l-8 8a.75.75 0 01-1.06 0l-4-4a.75.75 0 011.06-1.06l2.763 2.762a1 1 0 001.414 0L17.47 7.47a.75.75 0 011.061 0h-.001z">
</path>
</svg>
</div>
<div class="copy-body">
Stay organized with customized categories for your shared goals
</div>
</div>
</li>
<li>
<div class="flex space-x-4">
<div class="flex-shrink-0">
<svg class="inline-block h-large" data-toolkit-component="Icon" fill="currentColor" role="presentation" viewbox="0 0 24 24">
<path d="M18.53 7.47a.75.75 0 010 1.06l-8 8a.75.75 0 01-1.06 0l-4-4a.75.75 0 011.06-1.06l2.763 2.762a1 1 0 001.414 0L17.47 7.47a.75.75 0 011.061 0h-.001z">
</path>
</svg>
</div>
<div class="copy-body">
<div class="flex flex-col items-start gap-xsmall">
<div class="flex items-center gap-[2px] border border-blurple rounded-[4px] p-1">
<img alt="sparkles-icon" height="16" loading="eager" src="assets/next/contenthash/next/svg/optimized/sparkles.contenthash.07acb35700f145665a478e3b17e93a12e1ba9d73.svg" width="16"/>
<p class="font-sans font-semibold uppercase text-[11px] leading-[110%] tracking-[0.05em] text-blurple">
Coming soon
</p>
</div>
<p class="font-sans text-[18px] leading-[120%]">
Debit cards, plus account and routing numbers for paying bills, direct deposit, and more
</p>
</div>
</div>
</div>
</li>
</ul>
</div>
<div class="flex flex-row md:items-center lg:space-x-8">
<div class="flex flex-col gap-large lg:gap-xlarge">
<a class="z-10 relative button_button__HOmVR relative items-center justify-center rounded-md transition-all font-medium 2xl:px-6 2xl:py-3.5 px-5 py-3 copy-body button_primaryButton__FEBF9 bg-blurple text-white overflow-hidden inline-flex whitespace-nowrap" href="/start/account-type/context?accountType=JOINT_CASH">
Open a Joint Cash Account
</a>
<a class="z-10 relative font-medium underline text-eggplant font-normal" href="https://support.wealthfront.com/hc/en-us/articles/360043196472-What-is-the-Wealthfront-Cash-Account#:~:text=Joint%20and%20Trust%20Cash%20Accounts" rel="noopener noreferrer" target="_blank">
Learn more
</a>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="bg-gradient-to-b from-eggplant to-blurple from-40% py-10 text-[#E8EBFD] 2xl:py-20" data-testid="competitors-module">
<div class="mx-auto flex max-w-[1766px] flex-col gap-y-20 px-4 sm:px-12 xl:px-16" data-testid="marketing-section">
<div class="text-center">
<h2 class="copy-h2 text-[42px] xl:text-[60px]">
How do we stack up?
</h2>
<h2 class="copy-h2 text-[42px] xl:text-[60px]">
See for yourself.
</h2>
</div>
<div class="overflow-x-scroll py-6 xl:overflow-x-auto xl:max-w-[1200px] xl:mx-auto -mr-4 md:-mr-12 flex gap-4 md:gap-12">
<div class="grid grid-cols-[repeat(5,_minmax(150px,_1fr))] mx-auto relative" data-testid="competitors-table">
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[100px]">
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 relative flex flex-col justify-center items-center h-[100px]">
<img alt="Wealthfront Logo" class="block z-10" height="25" loading="eager" src="assets/next/contenthash/next/svg/optimized/logo-surface-dark.contenthash.6a217cf7ba5c76ea3f152b02f943e570c478e64b.svg" width="24"/>
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-center z-10 mt-2 !text-white">
Cash Account
</p>
<div class="absolute inset-0 top-[-24px] bottom-[-720px] 2xl:bottom-[-724px] !z-0 rounded-standard" style="background:var(--tk-gradient-vibrant-twilight)">
</div>
<div class="absolute left-0 right-0 bottom-0 h-[1px] mb-[-1px] bg-[#E8EBFD] z-10">
</div>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] border-x border-x-eggplant bg-[#C3CDF41A] flex flex-col justify-center items-center h-[100px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-center !text-white">
Traditional Bank
<br/>
Savings Accounts
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] border-x border-x-eggplant bg-[#C3CDF41A] flex flex-col justify-center items-center h-[100px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-center !text-white">
High-Yield Cash Management Accounts
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] border-x border-x-eggplant bg-[#C3CDF41A] flex flex-col justify-center items-center h-[100px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-center !text-white">
High-Yield Savings Accounts
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-[#FFF3D8]">
Yield
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold !text-white" data-testid="dynamic-yields-table">
4.00%
APY
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]" data-testid="fdic-yield">
0.41%
APY
</p>
<br/>
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
National average - FDIC.gov
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
4.00%
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
3.80% - 4.00%
</p>
<br/>
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
(Can require commitments like direct deposit)
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-[#FFF3D8]">
Account Fee
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold !text-white">
$0
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Typically $5-$8/month
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Up to $5/month
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Typically $0
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-[#FFF3D8]">
Withdrawals to external accounts
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold !text-white">
Free instant withdrawals to eligible accounts
<span class="font-normal">
— even on weekends and holidays!
</span>
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Free, typically 2-3 days
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Free, typically 2-4 days
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Free, typically 1-3 days
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-[#FFF3D8]">
Insurance
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold !text-white">
FDIC insured up to $
8
M
<span class="font-normal">
through program banks
</span>
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
FDIC insured up to $250K
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
FDIC insured up to $2M-$5M through program banks
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
FDIC insured up to $250K
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] font-semibold text-[#FFF3D8]">
Domestic wires
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] z-10 p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px] !text-white">
<span class="font-semibold">
Free wire transfers
</span>
to title companies and accounts you own
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
$25-$40
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
Usually not available
</p>
</div>
<div class="flex-shrink-0 border-b-[1px] border-b-[#E8EBFD] leading-[24px] p-3 h-[140px]">
<p class="text-[18px] leading-[16px] lg:leading-[22px]">
$20-$35
</p>
</div>
</div>
<div>
</div>
</div>
<div class="flex flex-col items-center gap-10">
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The APY rates and other information listed are as of
March 17, 2025
, and are subject to change. Traditional Bank Savings Accounts include the top US banks based on total assets. High Yield Cash Management Accounts were chosen based on a combination of industry-leading high APYs, strong insurance protection, and low to no account fees, and are most comparable to Wealthfront’s Cash Account. High Yield Savings Accounts were chosen based on being top rated by popular personal finance review platforms such as Bankrate and Nerdwallet.
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Don’t save your questions.
<br/>
We’ve got answers.
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Money is complicated enough, so we work hard to make everything about our Cash Account easier to understand. Here are some answers to frequently asked questions:
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Is 4.00% APY a promotional rate? Will it change on me?
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Short answer: No, it’s not a promotional rate. And yes, it is subject to change.
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Long answer: The APY you see on this page is the rate our own employees receive. We’ll always notify you when the Cash Account rate changes — which generally happens in response to a change in the Federal Funds Rate, or when there’s a significant change in the rates our program banks pay us to hold our clients’ deposits.
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When do I collect that sweet, sweet interest?
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Your interest accrues daily based on your current balance, and pays out near the beginning of each month.
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<h3 class="copy-h3-alt">
But what if I want to withdraw my money?
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It’s your money, so you can withdraw it whenever you want, with no fees. If your external account is in the
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.theclearinghouse.org/payment-systems/rtp/rtp-participating-financial-institutions" rel="noopener noreferrer" target="_blank">
RTP®
</a>
or
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.frbservices.org/financial-services/fednow/organizations" rel="noopener noreferrer" target="_blank">
FedNow®
</a>
Network, it’s eligible for free instant withdrawals when you request every day, even on weekends and holidays!
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For other accounts, withdrawals usually take only one business day to arrive — although if it’s from a recent deposit, it may take a few extra days to process.
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How hard is it to transfer from savings to investing?
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So not hard at all! Money can usually be transferred to your Automated Investing Account in minutes, and can also be invested in minutes when the market’s open.
<a class="z-10 relative font-medium underline text-eggplant" href="https://support.wealthfront.com/hc/en-us/articles/360054546671" rel="noopener noreferrer" target="_blank">
Learn more
</a>
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Is my money safe with Wealthfront?
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Exceptionally safe. Your money gets up to
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.wealthfront.com/blog/wealthfront-fdic-insurance/" rel="noopener noreferrer" target="_blank">
$
8
million in FDIC insurance
</a>
(or $16 million for joint accounts). This is possible because we aren’t a bank — we sweep your deposits to up
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.wealthfront.com/programbanks" rel="noopener noreferrer" target="_blank">
32 program banks
</a>
(each with its own federally-insured $250,000 limit) at any given time. As a result, you get 32x the FDIC insurance in a Wealthfront Cash Account than you’d get with a regular bank account.
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Beyond the federal backstop provided by the FDIC, we keep your money secure by complying with the rules of our federal regulators, protecting your data with
<a class="z-10 relative font-medium underline text-eggplant" href="https://www.wealthfront.com/blog/thoughts-security/" rel="noopener noreferrer" target="_blank">
robust security practices
</a>
, and conducting annual third-party accounting audits.
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<a class="z-10 relative font-medium underline text-eggplant" href="https://www.wealthfront.com/blog/how-wealthfront-keeps-your-savings-safe/" rel="noopener noreferrer" target="_blank">
Learn more
</a>
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How many fees are there?
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None! Zilch! Nada! We’ve never charged any account fees for the Cash Account, and we never will.
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Read more FAQs
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